Flood Claims Map

Texas

Flood insurance claims in Tarrant County, Texas

FEMA records 3,569 National Flood Insurance Program claims in Tarrant County, Texas, since 1978, with $61.6 million paid in total. The year with the most claims was 1989, with 433. As of 3 August 2026, 0.9% of homes here had an NFIP policy.

NFIP claims on record3,569
Total paid$61.6 million
Claims with a payment2,654
Homes with NFIP policy0.9%
High-risk zone homes insuredn/a
Residential policies in force4,999

Claims by year of loss

1978: 119781979: 1081980: 291981: 2381982: 6819821983: 341984: 131985: 131986: 5219861987: 351988: 21989: 4331990: 34519901991: 1371992: 381993: 301994: 1719941995: 1891996: 131997: 191998: 1919981999: 52000: 962001: 542002: 4720022003: 132004: 2622005: 72006: 8120062007: 2072008: 362009: 492010: 21120102011: 82012: 182013: 82014: 1920142015: 1572016: 362017: 212018: 14220182019: 382020: 282021: 152022: 9020222023: 302024: 322025: 132026: 132026433

NFIP claims by year of loss, Tarrant County, Texas

1978: $48319781979: $346,8921980: $53,4031981: $1.4 million1982: $167,44119821983: $47,5431984: $9,6681985: $11,1651986: $221,58719861987: $120,1201988: $1,3901989: $6.6 million1990: $5.9 million19901991: $1.7 million1992: $329,6041993: $135,6691994: $49,35619941995: $2.3 million1996: $34,0951997: $77,3471998: $36,36319981999: $2,8622000: $1.2 million2001: $809,7132002: $271,29320022003: $70,4482004: $7.5 million2005: $8,9192006: $1.9 million20062007: $3.9 million2008: $747,5112009: $348,5002010: $10.7 million20102011: $68,9222012: $109,0832013: $19,5532014: $431,82420142015: $2.0 million2016: $400,2762017: $187,6732018: $4.8 million20182019: $947,7202020: $454,4112021: $259,8222022: $3.1 million20222023: $687,5812024: $654,5752025: $148,5412026: $253,5052026$10.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Tarrant County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding809
Thunderstorms108
Early summer storms70
Dallas Flash Floods56
Texas Spring Flooding23
Tropical Storm Bill12
Late winter severe storms9
Hurricane Allen9

ZIP codes with the most claims

ZIP code (as reported)Claims
76010258
76013224
76140140
76016136
76063133
76117127
76118120
76108117
76012114
76053109

1,892 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $48.3 million, contents $13.2 million, increased cost of compliance $106,186.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,1632,647n/a
All homes574,9904,9990.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.