Flood Claims Map

Texas

Flood insurance claims in Taylor County, Texas

FEMA records 936 National Flood Insurance Program claims in Taylor County, Texas, since 1978, with $15.6 million paid in total. The year with the most claims was 2002, with 403. As of 3 August 2026, 3.8% of homes here had an NFIP policy, and 20.3% of homes in the high-risk flood zone did.

NFIP claims on record936
Total paid$15.6 million
Claims with a payment724
Homes with NFIP policy3.8%
High-risk zone homes insured20.3%
Residential policies in force1,923

Claims by year of loss

1978: 1219781979: 21980: 31981: 881982: 019821983: 31984: 01985: 41986: 719861987: 21988: 11989: 31990: 4919901991: 171992: 41993: 11994: 8819941995: 261996: 241997: 61998: 219981999: 32000: 392001: 52002: 40320022003: 02004: 62005: 22006: 320062007: 372008: 62009: 42010: 320102011: 62012: 52013: 72014: 120142015: 332016: 172017: 52018: 020182019: 22020: 02021: 22022: 020222023: 22024: 12025: 12026: 12026403

NFIP claims by year of loss, Taylor County, Texas

1978: $10,83819781979: $1,7491980: $9,6911981: $846,3091982: $019821983: $1,5431984: $01985: $7,4941986: $18,43219861987: $6201988: $01989: $01990: $192,84619901991: $161,2911992: $6,9701993: $01994: $839,65019941995: $167,2131996: $113,1631997: $23,5151998: $4,67219981999: $3,3282000: $132,3782001: $122,5452002: $11.6 million20022003: $02004: $22,2102005: $02006: $020062007: $231,3762008: $95,4322009: $02010: $40,58420102011: $12,5732012: $14,3892013: $152,8582014: $11,50720142015: $583,1042016: $106,6472017: $19,0672018: $020182019: $1,9712020: $02021: $9,4472022: $020222023: $02024: $02025: $59,4632026: $02026$11.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Taylor County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Torrential rain398
Flooding104
Tropical Storm Erin15
Thunderstorms7
Tropical Storm Allison2
Early summer severe storms2
Hurricane Allen2
Fall severe storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
79605502
79603130
79601108
79606103
7950845
7960224
7956211
795366
796043
796091

769 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $13.8 million, contents $1.8 million, increased cost of compliance $9,125.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone8,5661,73920.3%
All homes50,2281,9233.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.