Flood Claims Map

Texas

Flood insurance claims in Travis County, Texas

FEMA records 4,418 National Flood Insurance Program claims in Travis County, Texas, since 1978, with $114.9 million paid in total. The year with the most claims was 2013, with 715. As of 3 August 2026, 2.0% of homes here had an NFIP policy, and 52.7% of homes in the high-risk flood zone did.

NFIP claims on record4,418
Total paid$114.9 million
Claims with a payment3,371
Homes with NFIP policy2.0%
High-risk zone homes insured52.7%
Residential policies in force6,295

Claims by year of loss

1978: 319781979: 301980: 101981: 4281982: 10219821983: 321984: 441985: 221986: 3819861987: 691988: 161989: 271990: 419901991: 2491992: 461993: 51994: 4119941995: 141996: 81997: 1871998: 19219981999: 262000: 92001: 4852002: 6620022003: 52004: 1382005: 112006: 1220062007: 1552008: 52009: 102010: 6420102011: 32012: 332013: 7152014: 7720142015: 5822016: 1062017: 292018: 15120182019: 392020: 102021: 152022: 720222023: 362024: 42025: 532026: 52026715

NFIP claims by year of loss, Travis County, Texas

1978: $5,11519781979: $158,6211980: $25,2951981: $3.6 million1982: $561,50519821983: $42,4521984: $103,0651985: $26,2031986: $305,52919861987: $241,3421988: $222,9301989: $63,8401990: $1,36019901991: $5.1 million1992: $113,4111993: $45,8831994: $190,97819941995: $75,0751996: $22,9781997: $4.0 million1998: $2.2 million19981999: $154,1472000: $42,5952001: $9.5 million2002: $647,55020022003: $9,6012004: $2.3 million2005: $12,4632006: $99,52320062007: $4.6 million2008: $3,0142009: $4,1192010: $896,05220102011: $2,2902012: $345,2512013: $40.6 million2014: $1.2 million20142015: $23.7 million2016: $2.6 million2017: $137,1702018: $5.9 million20182019: $568,8962020: $50,4382021: $107,9522022: $34,36220222023: $1.4 million2024: $21,1572025: $2.6 million2026: $97,3422026$40.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Travis County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1,009
Fall severe storms325
Early summer storms238
Fall 2018 Texas Flooding131
Thunderstorms112
Early summer severe storms84
Torrential rain48
2025 July Central TX Flooding26

ZIP codes with the most claims

ZIP code (as reported)Claims
78744743
78734348
78745315
78747223
78703189
78757186
78758162
78746160
78723140
78645138

2,721 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $95.3 million, contents $19.4 million, increased cost of compliance $264,852.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone6,1843,25852.7%
All homes309,9326,2952.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.