Flood Claims Map

Texas

Flood insurance claims in Trinity County, Texas

FEMA records 140 National Flood Insurance Program claims in Trinity County, Texas, since 1979, with $2.5 million paid in total. The year with the most claims was 1991, with 19. As of 3 August 2026, 0.5% of homes here had an NFIP policy.

NFIP claims on record140
Total paid$2.5 million
Claims with a payment131
Homes with NFIP policy0.5%
High-risk zone homes insuredn/a
Residential policies in force40

Claims by year of loss

1979: 419791980: 01981: 21982: 01983: 219831984: 01985: 01986: 01987: 019871988: 01989: 01990: 51991: 1919911992: 41993: 81994: 121995: 119951996: 01997: 01998: 81999: 919992000: 02001: 162002: 62003: 320032004: 32005: 02006: 02007: 520072008: 02009: 02010: 12011: 020112012: 02013: 02014: 02015: 220152016: 32017: 32018: 52019: 020192020: 02021: 12022: 02023: 020232024: 142025: 419

NFIP claims by year of loss, Trinity County, Texas

1979: $30,25019791980: $01981: $26,9051982: $01983: $27,73119831984: $01985: $01986: $01987: $019871988: $01989: $01990: $108,5431991: $321,89319911992: $19,7001993: $114,4161994: $159,4991995: $23219951996: $01997: $01998: $110,0381999: $120,20819992000: $02001: $295,9562002: $75,5252003: $21,23220032004: $64,7832005: $02006: $02007: $93,12320072008: $02009: $02010: $02011: $020112012: $02013: $02014: $02015: $80,00020152016: $62,4932017: $56,8562018: $185,4232019: $020192020: $02021: $28,1502022: $02023: $020232024: $454,0052025: $75,050$454,005

Paid on claims by year of loss (building, contents and increased cost of compliance), Trinity County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Tropical Storm Allison13
Flooding11
Texas Spring Flooding11
Tropical Storm Claudette3
Fall 2018 Texas Flooding3
Hurricane Harvey3
Early summer severe storms3
Hurricane Alicia2

ZIP codes with the most claims

ZIP code (as reported)Claims
75862135
758452
759261

71 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.9 million, contents $590,033, increased cost of compliance $20,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone013n/a
All homes7,676400.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.