Flood Claims Map

Texas

Flood insurance claims in Van Zandt County, Texas

FEMA records 40 National Flood Insurance Program claims in Van Zandt County, Texas, since 1979, with $1.6 million paid in total. The year with the most claims was 2015, with 6. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 14.6% of homes in the high-risk flood zone did.

NFIP claims on record40
Total paid$1.6 million
Claims with a payment31
Homes with NFIP policy0.5%
High-risk zone homes insured14.6%
Residential policies in force107

Claims by year of loss

1979: 119791980: 01981: 01982: 01983: 019831984: 01985: 01986: 01987: 019871988: 01989: 01990: 01991: 019911992: 01993: 01994: 01995: 019951996: 01997: 01998: 11999: 019992000: 22001: 02002: 02003: 020032004: 02005: 02006: 12007: 120072008: 12009: 02010: 52011: 020112012: 02013: 02014: 12015: 620152016: 22017: 12018: 12019: 520192020: 12021: 02022: 12023: 020232024: 52025: 02026: 56

NFIP claims by year of loss, Van Zandt County, Texas

1979: $1,10519791980: $01981: $01982: $01983: $019831984: $01985: $01986: $01987: $019871988: $01989: $01990: $01991: $019911992: $01993: $01994: $01995: $019951996: $01997: $01998: $01999: $019992000: $20,5562001: $02002: $02003: $020032004: $02005: $02006: $02007: $10,00220072008: $02009: $02010: $57,6052011: $020112012: $02013: $02014: $287,6342015: $101,96320152016: $16,6042017: $2452018: $02019: $131,27820192020: $02021: $02022: $85,0702023: $020232024: $506,1752025: $02026: $338,608$506,175

Paid on claims by year of loss (building, contents and increased cost of compliance), Van Zandt County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Texas Spring Flooding4
Late winter severe storms1
Tropical Storm Paul1
Dallas Flash Floods1

ZIP codes with the most claims

ZIP code (as reported)Claims
7516913
751038
751476
757905
751404
757542
757781
757581

21 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.4 million, contents $121,017, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone5227614.6%
All homes21,0711070.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.