Flood Claims Map

Texas

Flood insurance claims in Victoria County, Texas

FEMA records 744 National Flood Insurance Program claims in Victoria County, Texas, since 1978, with $11.3 million paid in total. The year with the most claims was 2017, with 113. As of 3 August 2026, 2.8% of homes here had an NFIP policy.

NFIP claims on record744
Total paid$11.3 million
Claims with a payment577
Homes with NFIP policy2.8%
High-risk zone homes insuredn/a
Residential policies in force939

Claims by year of loss

1978: 2619781979: 121980: 121981: 431982: 219821983: 31984: 61985: 171986: 019861987: 221988: 21989: 11990: 619901991: 801992: 111993: 51994: 2419941995: 11996: 11997: 451998: 9419981999: 22000: 02001: 82002: 1820022003: 142004: 632005: 12006: 220062007: 222008: 12009: 12010: 4120102011: 02012: 12013: 12014: 620142015: 92016: 02017: 1132018: 020182019: 02020: 12021: 132022: 320222023: 22024: 12025: 8113

NFIP claims by year of loss, Victoria County, Texas

1978: $61,55119781979: $18,0481980: $29,7101981: $263,9291982: $019821983: $1,6461984: $7,3671985: $26,2101986: $019861987: $120,2691988: $01989: $01990: $20,74519901991: $832,8451992: $34,0351993: $14,3121994: $762,93719941995: $3,3041996: $14,5541997: $589,0761998: $2.5 million19981999: $6722000: $02001: $49,6812002: $295,89220022003: $27,3382004: $1.3 million2005: $02006: $23,77720062007: $1.2 million2008: $02009: $02010: $484,94920102011: $02012: $02013: $8792014: $29,06320142015: $18,6712016: $02017: $2.0 million2018: $020182019: $02020: $35,4422021: $170,9992022: $5,25420222023: $12,5252024: $74,6962025: $201,440$2.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Victoria County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding223
Hurricane Harvey108
Thunderstorms14
Torrential rain12
Hurricane Claudette12
Hurricane Allen7
Tropical Storm Claudette3
Tropical Storm Bill2

ZIP codes with the most claims

ZIP code (as reported)Claims
77901427
77904146
7790579
7796858
779517
779034
779763
779792
761312
779882

320 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $9.2 million, contents $2.0 million, increased cost of compliance $51,761.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0266n/a
All homes33,4659392.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.