Flood Claims Map

Texas

Flood insurance claims in Walker County, Texas

FEMA records 392 National Flood Insurance Program claims in Walker County, Texas, since 1979, with $15.6 million paid in total. The year with the most claims was 2024, with 121. As of 3 August 2026, 2.3% of homes here had an NFIP policy, and 26.5% of homes in the high-risk flood zone did.

NFIP claims on record392
Total paid$15.6 million
Claims with a payment322
Homes with NFIP policy2.3%
High-risk zone homes insured26.5%
Residential policies in force485

Claims by year of loss

1979: 119791980: 11981: 01982: 01983: 119831984: 11985: 11986: 01987: 119871988: 01989: 01990: 111991: 3019911992: 91993: 91994: 221995: 319951996: 01997: 01998: 81999: 319992000: 32001: 152002: 72003: 020032004: 12005: 32006: 32007: 1020072008: 02009: 02010: 12011: 020112012: 32013: 22014: 02015: 3320152016: 142017: 372018: 142019: 320192020: 02021: 82022: 42023: 320232024: 1212025: 6121

NFIP claims by year of loss, Walker County, Texas

1979: $36,10919791980: $3671981: $01982: $01983: $4,95019831984: $1,6001985: $10,5211986: $01987: $40619871988: $01989: $01990: $294,5881991: $451,18219911992: $46,9581993: $58,6531994: $271,5301995: $019951996: $01997: $01998: $71,5661999: $10,34319992000: $15,9232001: $188,6502002: $59,9592003: $020032004: $6,4242005: $11,8012006: $58,6522007: $236,14320072008: $02009: $02010: $4,2242011: $020112012: $37,6432013: $52,7842014: $02015: $882,82120152016: $121,8842017: $1.3 million2018: $698,7312019: $3,74020192020: $02021: $273,8352022: $151,8512023: $216,06720232024: $9.9 million2025: $118,221$9.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Walker County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Texas Spring Flooding108
Hurricane Harvey34
Flooding25
Early summer storms15
Early summer severe storms10
Tropical Storm Allison9
Fall 2018 Texas Flooding8
Heavy rains2

ZIP codes with the most claims

ZIP code (as reported)Claims
77320151
77340144
7586251
7736716
7735813
758526
774784
773451
773421

236 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $12.9 million, contents $2.6 million, increased cost of compliance $76,050.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone87223126.5%
All homes20,6784852.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.