Flood insurance claims in Washington County, Texas

FEMA records 71 National Flood Insurance Program claims in Washington County, Texas, since 1978, with $1.7 million paid in total. The year with the most claims was 2016, with 37. As of 3 August 2026, 1.4% of homes here had an NFIP policy, and 21.0% of homes in the high-risk flood zone did.

NFIP claims on record71

Total paid$1.7 million

Claims with a payment59

Homes with NFIP policy1.4%

High-risk zone homes insured21.0%

Residential policies in force180

Claims by year of loss

NFIP claims by year of loss, Washington County, Texas

Paid on claims by year of loss (building, contents and increased cost of compliance), Washington County, Texas

Named flood events with the most claims

Event (FEMA name)	Claims
Early summer severe storms	37
Hurricane Harvey	3
Flooding	3
Hurricane Allen	2
Hurricane Alicia	2
Early summer storms	2
Tropical Storm Claudette	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
77833	63
77426	5
77835	2
77834	1

19 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.4 million, contents $294,488, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	200	42	21.0%
All homes	13,039	180	1.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.