Flood Claims Map

Texas

Flood insurance claims in Wilson County, Texas

FEMA records 71 National Flood Insurance Program claims in Wilson County, Texas, since 1978, with $2.0 million paid in total. The year with the most claims was 1998, with 22. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 16.2% of homes in the high-risk flood zone did.

NFIP claims on record71
Total paid$2.0 million
Claims with a payment63
Homes with NFIP policy0.9%
High-risk zone homes insured16.2%
Residential policies in force173

Claims by year of loss

1978: 119781979: 01980: 11981: 01982: 019821983: 01984: 01985: 01986: 019861987: 11988: 01989: 01990: 119901991: 01992: 11993: 11994: 019941995: 01996: 01997: 01998: 2219981999: 02000: 02001: 42002: 1220022003: 12004: 92005: 02006: 020062007: 32008: 02009: 12010: 220102011: 12012: 22013: 02014: 120142015: 12016: 32017: 02018: 020182019: 02020: 02021: 322

NFIP claims by year of loss, Wilson County, Texas

1978: $40019781979: $01980: $01981: $01982: $019821983: $01984: $01985: $01986: $019861987: $1,2661988: $01989: $01990: $96219901991: $01992: $23,8401993: $2,1131994: $019941995: $01996: $01997: $01998: $967,14219981999: $02000: $02001: $50,3272002: $475,16420022003: $44,4532004: $277,5332005: $02006: $020062007: $26,3362008: $02009: $14,2472010: $020102011: $02012: $40,2232013: $02014: $59,89220142015: $1,3172016: $31,6172017: $02018: $020182019: $02020: $02021: $7,876$967,142

Paid on claims by year of loss (building, contents and increased cost of compliance), Wilson County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Flooding22
Torrential rain12
Hurricane Allen1
Early summer storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
7812129
7811411
7816010
781478
781614
781122
781012
781132
782161
781401

36 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.7 million, contents $351,801, increased cost of compliance $5,300.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone65010516.2%
All homes20,2321730.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.