Flood Claims Map

Texas

Flood insurance claims in Wise County, Texas

FEMA records 94 National Flood Insurance Program claims in Wise County, Texas, since 1986, with $2.5 million paid in total. The year with the most claims was 2015, with 27. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 17.1% of homes in the high-risk flood zone did.

NFIP claims on record94
Total paid$2.5 million
Claims with a payment67
Homes with NFIP policy0.5%
High-risk zone homes insured17.1%
Residential policies in force156

Claims by year of loss

1986: 119861987: 01988: 01989: 21990: 1019901991: 51992: 11993: 01994: 319941995: 31996: 11997: 01998: 019981999: 02000: 12001: 12002: 220022003: 02004: 82005: 02006: 020062007: 72008: 02009: 22010: 120102011: 12012: 02013: 02014: 020142015: 272016: 82017: 12018: 020182019: 12020: 52021: 02022: 120222023: 02024: 12025: 127

NFIP claims by year of loss, Wise County, Texas

1986: $16,36419861987: $01988: $01989: $12,4201990: $218,30919901991: $3,8511992: $4661993: $01994: $3,19719941995: $2,2911996: $5,1501997: $01998: $019981999: $02000: $3,2902001: $3,2852002: $16,77020022003: $02004: $33,5862005: $02006: $020062007: $72,9232008: $02009: $20,9932010: $7,99120102011: $13,7512012: $02013: $02014: $020142015: $829,4172016: $240,5562017: $02018: $020182019: $63,7862020: $259,2912021: $02022: $020222023: $02024: $552,8402025: $122,077$829,417

Paid on claims by year of loss (building, contents and increased cost of compliance), Wise County, Texas

Named flood events with the most claims

Event (FEMA name)Claims
Early summer storms20
Flooding10
Tropical Storm Bill5
Spring severe storms4
Thunderstorms4
Late winter severe storms2
Dallas Flash Floods1
Hurricane Hanna1

ZIP codes with the most claims

ZIP code (as reported)Claims
7642646
7607116
7623411
760267
764316
760735
760201
764581
770941

64 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.9 million, contents $629,336, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone61310517.1%
All homes28,4491560.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.