Flood insurance claims in Buchanan County, Virginia

FEMA records 360 National Flood Insurance Program claims in Buchanan County, Virginia, since 1978, with $4.6 million paid in total. The year with the most claims was 1984, with 136. As of 3 August 2026, 1.5% of homes here had an NFIP policy, and 7.8% of homes in the high-risk flood zone did.

NFIP claims on record360

Total paid$4.6 million

Claims with a payment270

Homes with NFIP policy1.5%

High-risk zone homes insured7.8%

Residential policies in force119

Claims by year of loss

NFIP claims by year of loss, Buchanan County, Virginia

Paid on claims by year of loss (building, contents and increased cost of compliance), Buchanan County, Virginia

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	135
Virginia Flash Flooding	12
Heavy rains	7
Hurricane Fran	1
Hurricane Ida	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
24614	189
24620	58
24656	29
24631	18
24239	10
24634	9
24639	7
24646	6
24657	3
24624	3

126 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.4 million, contents $1.1 million, increased cost of compliance $16,486.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	1,086	85	7.8%
All homes	8,086	119	1.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.