Flood Claims Map

Virginia

Flood insurance claims in Chesapeake city, Virginia

FEMA records 2,634 National Flood Insurance Program claims in Chesapeake city, Virginia, since 1978, with $27.3 million paid in total. The year with the most claims was 2009, with 602. As of 3 August 2026, 8.3% of homes here had an NFIP policy.

NFIP claims on record2,634
Total paid$27.3 million
Claims with a payment2,024
Homes with NFIP policy8.3%
High-risk zone homes insuredn/a
Residential policies in force6,474

Claims by year of loss

1978: 1019781979: 41980: 51981: 31982: 2319821983: 11984: 21985: 31986: 119861987: 51988: 91989: 111990: 1119901991: 71992: 161993: 11994: 819941995: 11996: 81997: 71998: 14619981999: 2112000: 72001: 12002: 420022003: 5582004: 72005: 82006: 12520062007: 42008: 112009: 6022010: 3320102011: 3632012: 682013: 82014: 1920142015: 292016: 2052017: 82018: 1120182019: 82020: 202021: 92022: 2120222023: 22024: 62025: 4602

NFIP claims by year of loss, Chesapeake city, Virginia

1978: $16,13319781979: $01980: $9951981: $2,1211982: $38,13119821983: $01984: $9,0301985: $5,7501986: $1,69919861987: $3,6731988: $9,5521989: $12,9691990: $50,72719901991: $12,9971992: $67,1311993: $6,0141994: $7,35019941995: $01996: $10,0741997: $43,5281998: $461,72419981999: $661,3662000: $79,2802001: $02002: $3,78320022003: $6.0 million2004: $48,1702005: $59,7782006: $1.4 million20062007: $13,3512008: $45,5162009: $9.3 million2010: $114,42920102011: $4.7 million2012: $631,2882013: $94,5802014: $141,02220142015: $285,0952016: $2.4 million2017: $32,4482018: $47,50220182019: $15,8772020: $116,3542021: $14,1912022: $118,17120222023: $23,4112024: $23,9232025: $65,237$9.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Chesapeake city, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
November 2009 Nor'easter569
Hurricane Isabel546
Hurricane Irene342
Hurricane Matthew161
Hurricane Floyd154
Flooding128
Hurricane Sandy62
October severe storms22

ZIP codes with the most claims

ZIP code (as reported)Claims
233201,148
23323602
23322575
23321128
23324124
2332555
237031

2,268 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $24.0 million, contents $3.0 million, increased cost of compliance $299,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone03,825n/a
All homes78,1806,4748.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.