Flood Claims Map

Virginia

Flood insurance claims in Colonial Heights city, Virginia

FEMA records 79 National Flood Insurance Program claims in Colonial Heights city, Virginia, since 1979, with $1.2 million paid in total. The year with the most claims was 2003, with 24. As of 3 August 2026, 0.7% of homes here had an NFIP policy.

NFIP claims on record79
Total paid$1.2 million
Claims with a payment57
Homes with NFIP policy0.7%
High-risk zone homes insuredn/a
Residential policies in force44

Claims by year of loss

1979: 819791980: 01981: 01982: 01983: 019831984: 81985: 11986: 01987: 019871988: 01989: 01990: 01991: 019911992: 11993: 01994: 01995: 019951996: 01997: 01998: 01999: 1819992000: 02001: 02002: 02003: 2420032004: 42005: 02006: 52007: 120072008: 02009: 12010: 02011: 020112012: 02013: 02014: 02015: 020152016: 02017: 02018: 32019: 020192020: 32021: 224

NFIP claims by year of loss, Colonial Heights city, Virginia

1979: $18,60219791980: $01981: $01982: $01983: $019831984: $2,9371985: $01986: $01987: $019871988: $01989: $01990: $01991: $019911992: $01993: $01994: $01995: $019951996: $01997: $01998: $01999: $695,83519992000: $02001: $02002: $02003: $255,98020032004: $39,3262005: $02006: $25,7792007: $020072008: $02009: $1,5042010: $02011: $020112012: $02013: $02014: $02015: $020152016: $02017: $02018: $45,3742019: $020192020: $99,5452021: $21,499$695,835

Paid on claims by year of loss (building, contents and increased cost of compliance), Colonial Heights city, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Floyd18
Hurricane Isabel13
November 2009 Nor'easter1
Hurricane Michael1
Hurricane Florence1
Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
2383477

63 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.2 million, contents $45,586, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone023n/a
All homes6,570440.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.