Flood Claims Map

Virginia

Flood insurance claims in Fairfax County, Virginia

FEMA records 1,488 National Flood Insurance Program claims in Fairfax County, Virginia, since 1978, with $16.5 million paid in total. The year with the most claims was 2011, with 333. As of 3 August 2026, 1.1% of homes here had an NFIP policy, and 21.7% of homes in the high-risk flood zone did.

NFIP claims on record1,488
Total paid$16.5 million
Claims with a payment884
Homes with NFIP policy1.1%
High-risk zone homes insured21.7%
Residential policies in force3,582

Claims by year of loss

1978: 2419781979: 301980: 31981: 31982: 1219821983: 51984: 41985: 191986: 319861987: 31988: 11989: 151990: 319901991: 01992: 01993: 51994: 519941995: 21996: 271997: 41998: 219981999: 82000: 42001: 162002: 520022003: 1782004: 102005: 112006: 13220062007: 52008: 702009: 152010: 1820102011: 3332012: 252013: 442014: 6520142015: 392016: 202017: 202018: 7620182019: 1002020: 382021: 472022: 1220222023: 52024: 122025: 82026: 22026333

NFIP claims by year of loss, Fairfax County, Virginia

1978: $21,40619781979: $25,1101980: $01981: $01982: $8,71619821983: $5,1761984: $29,2861985: $205,6191986: $019861987: $27,0001988: $01989: $75,1921990: $019901991: $01992: $01993: $6,2701994: $019941995: $01996: $312,4591997: $01998: $019981999: $02000: $1,9002001: $116,0042002: $1,89020022003: $4.6 million2004: $33,9562005: $3,1422006: $2.8 million20062007: $1,4272008: $447,9192009: $39,6432010: $24,79220102011: $3.2 million2012: $12,7592013: $96,1752014: $178,95820142015: $60,0912016: $24,4762017: $30,7282018: $206,05420182019: $3.0 million2020: $425,9042021: $357,4152022: $37,59020222023: $4,5802024: $37,8112025: $35,7212026: $02026$4.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Fairfax County, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel134
Mid-spring storms26
Flooding24
Hurricane Sandy19
Hurricane Irene18
Tropical Storm Bill17
Hurricane Ida13
Hurricane Fran10

ZIP codes with the most claims

ZIP code (as reported)Claims
22303230
22307144
22042104
2230980
2210176
2230851
2200347
2201545
2207944
2218040

472 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $15.1 million, contents $1.3 million, increased cost of compliance $90,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3,41474021.7%
All homes337,1203,5821.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.