Flood insurance claims in Fauquier County, Virginia

FEMA records 33 National Flood Insurance Program claims in Fauquier County, Virginia, since 1978, with $175,371 paid in total. The most claims in one year was 3, in 1979, 2014 and 2024. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 6.7% of homes in the high-risk flood zone did.

NFIP claims on record33

Total paid$175,371

Claims with a payment16

Homes with NFIP policy0.4%

High-risk zone homes insured6.7%

Residential policies in force138

Claims by year of loss

NFIP claims by year of loss, Fauquier County, Virginia

Paid on claims by year of loss (building, contents and increased cost of compliance), Fauquier County, Virginia

Named flood events with the most claims

Event (FEMA name)	Claims
Mid-spring storms	3
Flooding	1
Tropical Storm Bill	1
Tropical Storm Ivan	1
Hurricane Fran	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
20187	10
20186	6
20188	4
22734	3
22186	2
20115	2
22728	2
22643	1
20144	1
20119	1

11 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $119,393, contents $55,978, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	539	36	6.7%
All homes	33,210	138	0.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.