Flood insurance claims in Greene County, Virginia

FEMA records 28 National Flood Insurance Program claims in Greene County, Virginia, since 1979, with $230,825 paid in total. The year with the most claims was 2018, with 7. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 27.1% of homes in the high-risk flood zone did.

NFIP claims on record28

Total paid$230,825

Claims with a payment20

Homes with NFIP policy0.6%

High-risk zone homes insured27.1%

Residential policies in force50

Claims by year of loss

NFIP claims by year of loss, Greene County, Virginia

Paid on claims by year of loss (building, contents and increased cost of compliance), Greene County, Virginia

Named flood events with the most claims

Event (FEMA name)	Claims
Hurricane Fran	4
Hurricane Helene	2
October severe storms	1
Hurricane Eta	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
22973	18
22968	9
22923	1

9 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $219,200, contents $11,625, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	107	29	27.1%
All homes	8,302	50	0.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.