Flood Claims Map

Virginia

Flood insurance claims in Hampton city, Virginia

FEMA records 5,774 National Flood Insurance Program claims in Hampton city, Virginia, since 1978, with $73.7 million paid in total. The year with the most claims was 2003, with 2,310. As of 3 August 2026, 17.7% of homes here had an NFIP policy.

NFIP claims on record5,774
Total paid$73.7 million
Claims with a payment4,694
Homes with NFIP policy17.7%
High-risk zone homes insuredn/a
Residential policies in force8,195

Claims by year of loss

1978: 5419781979: 81980: 11981: 51982: 3519821983: 81984: 41985: 141986: 219861987: 51988: 61989: 71990: 119901991: 61992: 81993: 01994: 519941995: 11996: 201997: 31998: 22519981999: 4072000: 462001: 52002: 720022003: 2,3102004: 302005: 162006: 25920062007: 42008: 102009: 1,1902010: 4520102011: 3952012: 2842013: 12014: 6920142015: 512016: 1442017: 42018: 1220182019: 42020: 292021: 72022: 1020222023: 32024: 62025: 82,310

NFIP claims by year of loss, Hampton city, Virginia

1978: $69,23619781979: $1,9821980: $01981: $3,6081982: $66,60219821983: $1,6731984: $1271985: $12,7221986: $3,54419861987: $8,9841988: $1,9641989: $4571990: $019901991: $13,3051992: $8,9781993: $01994: $28,21419941995: $01996: $6,1581997: $3091998: $942,44619981999: $3.2 million2000: $205,4122001: $02002: $14,45420022003: $33.4 million2004: $103,5832005: $59,7942006: $3.2 million20062007: $02008: $115,7632009: $19.9 million2010: $133,57320102011: $4.0 million2012: $4.1 million2013: $02014: $1.1 million20142015: $213,3112016: $2.3 million2017: $57,8702018: $214,24720182019: $6,2702020: $53,8722021: $15,9952022: $60,12620222023: $9,5962024: $16,3352025: $30,880$33.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Hampton city, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel2,286
November 2009 Nor'easter1,152
Hurricane Irene383
Hurricane Floyd380
Flooding213
Tropical Storm Ernesto156
Hurricane Matthew129
Hurricane Sandy77

ZIP codes with the most claims

ZIP code (as reported)Claims
236691,777
236641,706
236661,458
23661431
23663212
23605183
236684
236701

5,257 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $64.4 million, contents $7.5 million, increased cost of compliance $1.8 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone06,511n/a
All homes46,1818,19517.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.