Flood Claims Map

Virginia

Flood insurance claims in King William County, Virginia

FEMA records 89 National Flood Insurance Program claims in King William County, Virginia, since 1978, with $2.4 million paid in total. The year with the most claims was 2003, with 50. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 34.4% of homes in the high-risk flood zone did.

NFIP claims on record89
Total paid$2.4 million
Claims with a payment79
Homes with NFIP policy0.9%
High-risk zone homes insured34.4%
Residential policies in force64

Claims by year of loss

1978: 119781979: 01980: 01981: 01982: 019821983: 01984: 01985: 11986: 019861987: 01988: 01989: 01990: 119901991: 11992: 01993: 01994: 119941995: 01996: 61997: 01998: 519981999: 32000: 02001: 02002: 020022003: 502004: 12005: 02006: 1120062007: 02008: 12009: 42010: 020102011: 12012: 02013: 02014: 020142015: 02016: 02017: 12018: 020182019: 02020: 02021: 02022: 020222023: 02024: 02025: 150

NFIP claims by year of loss, King William County, Virginia

1978: $11119781979: $01980: $01981: $01982: $019821983: $01984: $01985: $1,3041986: $019861987: $01988: $01989: $01990: $4,00819901991: $6,9171992: $01993: $01994: $13,26219941995: $01996: $25,6861997: $01998: $10,25819981999: $6,7822000: $02001: $02002: $020022003: $2.1 million2004: $18,9862005: $02006: $131,20520062007: $02008: $02009: $56,5462010: $020102011: $15,7502012: $02013: $02014: $020142015: $02016: $02017: $14,3472018: $020182019: $02020: $02021: $02022: $020222023: $02024: $02025: $7,937$2.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), King William County, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel49
Tropical Storm Ernesto8
Flooding6
Hurricane Fran5
November 2009 Nor'easter4
Hurricane Floyd3

ZIP codes with the most claims

ZIP code (as reported)Claims
2318181
230096
230861
231061

73 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.9 million, contents $314,017, increased cost of compliance $157,326.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1224234.4%
All homes7,403640.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.