Flood Claims Map

Virginia

Flood insurance claims in Loudoun County, Virginia

FEMA records 168 National Flood Insurance Program claims in Loudoun County, Virginia, since 1979, with $2.0 million paid in total. The year with the most claims was 1996, with 32. As of 3 August 2026, 0.9% of homes here had an NFIP policy, and 91.4% of homes in the high-risk flood zone did.

NFIP claims on record168
Total paid$2.0 million
Claims with a payment98
Homes with NFIP policy0.9%
High-risk zone homes insured91.4%
Residential policies in force544

Claims by year of loss

1979: 519791980: 11981: 01982: 01983: 119831984: 51985: 91986: 11987: 219871988: 11989: 01990: 11991: 119911992: 31993: 21994: 01995: 019951996: 321997: 11998: 41999: 119992000: 02001: 32002: 02003: 920032004: 12005: 22006: 22007: 120072008: 32009: 22010: 22011: 1920112012: 82013: 52014: 52015: 620152016: 12017: 12018: 142019: 220192020: 52021: 12022: 42023: 2202332

NFIP claims by year of loss, Loudoun County, Virginia

1979: $16,56819791980: $01981: $01982: $01983: $019831984: $7,4871985: $119,7111986: $01987: $33,69119871988: $30,1431989: $01990: $01991: $019911992: $6,5051993: $11,6411994: $01995: $019951996: $821,0651997: $01998: $4921999: $019992000: $02001: $44,3792002: $02003: $202,35220032004: $4,9242005: $3,7172006: $2,6392007: $020072008: $15,0162009: $02010: $16,2982011: $404,40720112012: $171,5642013: $14,2612014: $5,7802015: $23,93120152016: $02017: $02018: $82,8742019: $4,17120192020: $2,7592021: $02022: $02023: $02023$821,065

Paid on claims by year of loss (building, contents and increased cost of compliance), Loudoun County, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding23
Hurricane Fran15
Hurricane Sandy6
October severe storms5
Hurricane Isabel3
Mid-spring storms2
Tropical Storm Ivan1
Hurricane Florence1

ZIP codes with the most claims

ZIP code (as reported)Claims
2016547
2017519
2016418
2217012
2014710
201768
201806
201056
201525
220805

69 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.5 million, contents $505,657, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone706491.4%
All homes57,3885440.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.