Flood Claims Map

Virginia

Flood insurance claims in New Kent County, Virginia

FEMA records 36 National Flood Insurance Program claims in New Kent County, Virginia, since 1978, with $597,544 paid in total. The year with the most claims was 2003, with 14. As of 3 August 2026, 1.1% of homes here had an NFIP policy, and 50.6% of homes in the high-risk flood zone did.

NFIP claims on record36
Total paid$597,544
Claims with a payment31
Homes with NFIP policy1.1%
High-risk zone homes insured50.6%
Residential policies in force97

Claims by year of loss

1978: 119781979: 01980: 01981: 01982: 019821983: 01984: 01985: 11986: 019861987: 01988: 01989: 01990: 019901991: 01992: 11993: 01994: 019941995: 01996: 01997: 01998: 019981999: 22000: 12001: 02002: 020022003: 142004: 42005: 12006: 520062007: 02008: 02009: 12010: 020102011: 32012: 02013: 02014: 020142015: 02016: 02017: 02018: 2201814

NFIP claims by year of loss, New Kent County, Virginia

1978: $22519781979: $01980: $01981: $01982: $019821983: $01984: $01985: $1,9081986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $01994: $019941995: $01996: $01997: $01998: $019981999: $5,2482000: $02001: $02002: $020022003: $315,3692004: $122,2662005: $1,4992006: $50,18920062007: $02008: $02009: $7,0112010: $020102011: $65,4172012: $02013: $02014: $020142015: $02016: $02017: $02018: $28,4122018$315,369

Paid on claims by year of loss (building, contents and increased cost of compliance), New Kent County, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel13
Tropical Storm Ernesto3
Hurricane Irene2
Hurricane Floyd2
November 2009 Nor'easter1
Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
2308918
2314011
231414
231812
231241

19 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $461,524, contents $106,021, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone834250.6%
All homes8,706971.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.