Flood Claims Map

Virginia

Flood insurance claims in Poquoson city, Virginia

FEMA records 4,290 National Flood Insurance Program claims in Poquoson city, Virginia, since 1978, with $72.9 million paid in total. The year with the most claims was 2003, with 2,046. As of 3 August 2026, 63.0% of homes here had an NFIP policy.

NFIP claims on record4,290
Total paid$72.9 million
Claims with a payment3,840
Homes with NFIP policy63.0%
High-risk zone homes insuredn/a
Residential policies in force2,936

Claims by year of loss

1978: 5319781979: 31980: 11981: 21982: 2619821983: 21984: 11985: 01986: 119861987: 01988: 71989: 11990: 119901991: 71992: 11993: 11994: 419941995: 11996: 41997: 31998: 17719981999: 592000: 62001: 22002: 120022003: 2,0462004: 172005: 02006: 21820062007: 22008: 152009: 1,1412010: 520102011: 3482012: 432013: 12014: 220142015: 432016: 62017: 02018: 220182019: 22020: 12021: 22022: 2220222023: 02024: 32025: 72,046

NFIP claims by year of loss, Poquoson city, Virginia

1978: $63,73719781979: $1,6251980: $01981: $01982: $20,43219821983: $2151984: $01985: $01986: $019861987: $01988: $1,5611989: $01990: $2,18119901991: $6,7301992: $4551993: $01994: $6,81519941995: $01996: $8371997: $2,1971998: $531,04319981999: $182,9492000: $22,9962001: $02002: $2,10720022003: $50.9 million2004: $300,0002005: $02006: $1.2 million20062007: $1,8742008: $95,8682009: $14.6 million2010: $9,89820102011: $3.8 million2012: $441,8522013: $9792014: $020142015: $393,1662016: $51,1342017: $02018: $4,86220182019: $02020: $02021: $02022: $157,23120222023: $02024: $4,8882025: $51,067$50.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Poquoson city, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel2,022
November 2009 Nor'easter1,118
Hurricane Irene335
Flooding171
Tropical Storm Ernesto72
Hurricane Floyd52
Hurricane Sandy42
October severe storms41

ZIP codes with the most claims

ZIP code (as reported)Claims
236624,272
236668
236935
236614
236691

4,199 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $57.6 million, contents $7.2 million, increased cost of compliance $8.1 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone02,704n/a
All homes4,6642,93663.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.