Flood Claims Map

Virginia

Flood insurance claims in Prince George County, Virginia

FEMA records 36 National Flood Insurance Program claims in Prince George County, Virginia, since 1999, with $322,294 paid in total. The year with the most claims was 2003, with 12. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 19.8% of homes in the high-risk flood zone did.

NFIP claims on record36
Total paid$322,294
Claims with a payment21
Homes with NFIP policy0.6%
High-risk zone homes insured19.8%
Residential policies in force67

Claims by year of loss

1999: 519992000: 02001: 020012002: 02003: 1220032004: 02005: 020052006: 42007: 020072008: 02009: 020092010: 12011: 220112012: 02013: 320132014: 02015: 120152016: 12017: 020172018: 02019: 120192020: 22021: 020212022: 02023: 020232024: 12025: 220252026: 112

NFIP claims by year of loss, Prince George County, Virginia

1999: $74,25919992000: $02001: $020012002: $02003: $80,69620032004: $02005: $020052006: $35,4612007: $020072008: $02009: $020092010: $02011: $26,40720112012: $02013: $5,47920132014: $02015: $5,01220152016: $02017: $020172018: $02019: $3,85120192020: $21,3982021: $020212022: $02023: $020232024: $02025: $69,73120252026: $0$80,696

Paid on claims by year of loss (building, contents and increased cost of compliance), Prince George County, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel11
Hurricane Floyd5
Tropical Storm Ernesto1
Hurricane Irene1

ZIP codes with the most claims

ZIP code (as reported)Claims
2384218
2387510
238604
238054

18 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $264,436, contents $57,858, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone961919.8%
All homes11,095670.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.