Flood Claims Map

Virginia

Flood insurance claims in Prince William County, Virginia

FEMA records 485 National Flood Insurance Program claims in Prince William County, Virginia, since 1978, with $5.8 million paid in total. The year with the most claims was 2011, with 58. As of 3 August 2026, 1.3% of homes here had an NFIP policy, and 46.4% of homes in the high-risk flood zone did.

NFIP claims on record485
Total paid$5.8 million
Claims with a payment308
Homes with NFIP policy1.3%
High-risk zone homes insured46.4%
Residential policies in force935

Claims by year of loss

1978: 1019781979: 171980: 01981: 21982: 419821983: 31984: 51985: 61986: 2419861987: 11988: 01989: 141990: 219901991: 01992: 31993: 131994: 319941995: 31996: 271997: 11998: 219981999: 52000: 22001: 02002: 620022003: 282004: 22005: 62006: 2620062007: 22008: 372009: 72010: 720102011: 582012: 102013: 72014: 3120142015: 102016: 72017: 122018: 3220182019: 82020: 272021: 42022: 220222023: 02024: 32025: 42026: 2202658

NFIP claims by year of loss, Prince William County, Virginia

1978: $23,99419781979: $71,1761980: $01981: $4,3611982: $22,39119821983: $2,6551984: $168,4881985: $38,0301986: $88,39419861987: $01988: $01989: $161,6641990: $77,43419901991: $01992: $78,3821993: $139,4981994: $66,60519941995: $28,4291996: $378,6311997: $01998: $12,07719981999: $5,6192000: $02001: $02002: $1,23820022003: $1.6 million2004: $30,0002005: $10,8972006: $231,44720062007: $02008: $625,2342009: $1,2162010: $5,02120102011: $649,0432012: $24,0072013: $48,3712014: $316,77120142015: $16,2482016: $136,9422017: $41,5052018: $357,94920182019: $6,8242020: $208,0802021: $16,7352022: $020222023: $02024: $28,8572025: $122,8632026: $22,9432026$1.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Prince William County, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel22
Flooding18
Mid-spring storms18
Hurricane Fran12
Hurricane Sandy5
October severe storms4
Tropical Storm Bill3
Hurricane Debby1

ZIP codes with the most claims

ZIP code (as reported)Claims
20111119
22191112
2219343
2010939
2011229
2219225
2202520
2212516
2016915
2202613

216 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.4 million, contents $1.3 million, increased cost of compliance $166,357.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone41419246.4%
All homes73,0419351.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.