Flood Claims Map

Virginia

Flood insurance claims in Roanoke city, Virginia

FEMA records 1,184 National Flood Insurance Program claims in Roanoke city, Virginia, since 1978, with $20.2 million paid in total. The year with the most claims was 1985, with 216. As of 3 August 2026, 0.7% of homes here had an NFIP policy.

NFIP claims on record1,184
Total paid$20.2 million
Claims with a payment924
Homes with NFIP policy0.7%
High-risk zone homes insuredn/a
Residential policies in force225

Claims by year of loss

1978: 12419781979: 141980: 101981: 61982: 919821983: 171984: 151985: 2161986: 219861987: 351988: 01989: 891990: 319901991: 61992: 1501993: 71994: 1319941995: 201996: 221997: 31998: 1319981999: 12000: 102001: 02002: 020022003: 642004: 1362005: 72006: 320062007: 02008: 32009: 92010: 520102011: 122012: 02013: 812014: 120142015: 62016: 22017: 22018: 4420182019: 32020: 122021: 02022: 020222023: 02024: 12025: 8216

NFIP claims by year of loss, Roanoke city, Virginia

1978: $914,34719781979: $80,0831980: $2,1861981: $21,0131982: $15,23819821983: $39,4421984: $14,2921985: $7.6 million1986: $5,05019861987: $329,6571988: $01989: $274,9061990: $3819901991: $5881992: $1.7 million1993: $107,8781994: $51,75519941995: $72,3901996: $61,0201997: $4,6701998: $105,09719981999: $1032000: $641,7902001: $02002: $020022003: $1.4 million2004: $3.7 million2005: $265,0082006: $72,40620062007: $02008: $23,4872009: $88,5392010: $5,20320102011: $67,8702012: $02013: $1.2 million2014: $020142015: $43,1572016: $15,0802017: $02018: $669,31920182019: $7,3882020: $25,0612021: $02022: $020222023: $02024: $02025: $578,572$7.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Roanoke city, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding232
Tropical Storm Ivan114
Hurricane Michael28
Hurricane Fran17
November 2009 Nor'easter4
October severe storms4
2025-08-Erin-HU2
Hurricane Florence1

ZIP codes with the most claims

ZIP code (as reported)Claims
24017319
24014290
24016124
24015117
2401394
2401273
2401856
2401943
2401117
2400414

928 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $13.0 million, contents $7.1 million, increased cost of compliance $20,800.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0161n/a
All homes33,5222250.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.