Flood Claims Map

Virginia

Flood insurance claims in Salem city, Virginia

FEMA records 812 National Flood Insurance Program claims in Salem city, Virginia, since 1978, with $18.9 million paid in total. The year with the most claims was 1985, with 152. As of 3 August 2026, 1.5% of homes here had an NFIP policy.

NFIP claims on record812
Total paid$18.9 million
Claims with a payment672
Homes with NFIP policy1.5%
High-risk zone homes insuredn/a
Residential policies in force135

Claims by year of loss

1978: 10019781979: 31980: 11981: 01982: 019821983: 81984: 11985: 1521986: 119861987: 41988: 01989: 141990: 119901991: 21992: 1311993: 31994: 019941995: 231996: 181997: 41998: 219981999: 02000: 92001: 02002: 120022003: 872004: 1302005: 12006: 1120062007: 02008: 02009: 02010: 120102011: 02012: 02013: 202014: 020142015: 112016: 22017: 22018: 3220182019: 02020: 252021: 02022: 020222023: 02024: 22025: 10152

NFIP claims by year of loss, Salem city, Virginia

1978: $733,64919781979: $3,0551980: $1,6071981: $01982: $019821983: $12,3301984: $9601985: $3.8 million1986: $019861987: $6,9751988: $01989: $23,1831990: $019901991: $4,5831992: $3.2 million1993: $3,2441994: $019941995: $170,0731996: $532,8691997: $37,1951998: $57519981999: $02000: $20,9592001: $02002: $020022003: $3.3 million2004: $4.1 million2005: $02006: $22,70720062007: $02008: $02009: $02010: $020102011: $02012: $02013: $370,6512014: $020142015: $113,7932016: $3,4902017: $231,3712018: $1.8 million20182019: $02020: $425,6762021: $02022: $020222023: $02024: $14,0472025: $32,822$4.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Salem city, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding155
Tropical Storm Ivan119
Hurricane Michael30
Hurricane Fran14
October severe storms11
Hurricane Helene2

ZIP codes with the most claims

ZIP code (as reported)Claims
24153808
240011

673 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $16.8 million, contents $2.0 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0120n/a
All homes8,7701351.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.