Flood insurance claims in Scott County, Virginia

FEMA records 36 National Flood Insurance Program claims in Scott County, Virginia, since 1978, with $394,716 paid in total. The year with the most claims was 2002, with 9. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 8.2% of homes in the high-risk flood zone did.

NFIP claims on record36

Total paid$394,716

Claims with a payment29

Homes with NFIP policy0.5%

High-risk zone homes insured8.2%

Residential policies in force51

Claims by year of loss

NFIP claims by year of loss, Scott County, Virginia

Paid on claims by year of loss (building, contents and increased cost of compliance), Scott County, Virginia

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	3
Heavy rains	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
24251	13
24244	10
24258	5
24290	3
24250	3
24245	1

14 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $223,000, contents $171,716, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	466	38	8.2%
All homes	11,154	51	0.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.