Flood Claims Map

Virginia

Flood insurance claims in Waynesboro city, Virginia

FEMA records 367 National Flood Insurance Program claims in Waynesboro city, Virginia, since 1978, with $6.0 million paid in total. The year with the most claims was 1996, with 136. As of 3 August 2026, 1.1% of homes here had an NFIP policy.

NFIP claims on record367
Total paid$6.0 million
Claims with a payment296
Homes with NFIP policy1.1%
High-risk zone homes insuredn/a
Residential policies in force85

Claims by year of loss

1978: 219781979: 51980: 01981: 01982: 019821983: 71984: 11985: 791986: 019861987: 111988: 11989: 41990: 119901991: 01992: 81993: 21994: 019941995: 61996: 1361997: 01998: 519981999: 02000: 12001: 02002: 020022003: 702004: 72005: 32006: 020062007: 02008: 12009: 12010: 120102011: 12012: 02013: 02014: 020142015: 32016: 32017: 02018: 420182019: 02020: 02021: 02022: 020222023: 02024: 4136

NFIP claims by year of loss, Waynesboro city, Virginia

1978: $1,12619781979: $5,0731980: $01981: $01982: $019821983: $11,2071984: $01985: $1.5 million1986: $019861987: $3,3671988: $01989: $7201990: $019901991: $01992: $6,2141993: $3861994: $019941995: $1,2981996: $3.1 million1997: $01998: $21,95519981999: $02000: $02001: $02002: $020022003: $1.3 million2004: $37,1462005: $18,9582006: $020062007: $02008: $02009: $3,6162010: $5,36320102011: $15,7622012: $02013: $02014: $020142015: $3,5562016: $1,5352017: $02018: $11,85220182019: $02020: $02021: $02022: $020222023: $02024: $13,736$3.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Waynesboro city, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding159
Hurricane Isabel69
Hurricane Fran65
Tropical Storm Ivan3
October severe storms3
Hurricane Helene2
Hurricane Matthew2
November 2009 Nor'easter1

ZIP codes with the most claims

ZIP code (as reported)Claims
22980365
233042

286 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.7 million, contents $2.3 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone066n/a
All homes7,820851.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.