Flood Claims Map

Virginia

Flood insurance claims in York County, Virginia

FEMA records 1,569 National Flood Insurance Program claims in York County, Virginia, since 1978, with $34.0 million paid in total. The year with the most claims was 2003, with 938. As of 3 August 2026, 11.0% of homes here had an NFIP policy.

NFIP claims on record1,569
Total paid$34.0 million
Claims with a payment1,362
Homes with NFIP policy11.0%
High-risk zone homes insuredn/a
Residential policies in force2,493

Claims by year of loss

1978: 1819781979: 11980: 01981: 01982: 819821983: 01984: 11985: 31986: 019861987: 01988: 01989: 11990: 019901991: 21992: 21993: 01994: 419941995: 11996: 21997: 11998: 5319981999: 492000: 12001: 02002: 320022003: 9382004: 32005: 12006: 7320062007: 02008: 12009: 3012010: 320102011: 652012: 112013: 22014: 020142015: 92016: 42017: 02018: 120182019: 12020: 12021: 02022: 120222023: 02024: 12025: 3938

NFIP claims by year of loss, York County, Virginia

1978: $35,81619781979: $3751980: $01981: $01982: $3,77519821983: $01984: $01985: $8461986: $019861987: $01988: $01989: $01990: $019901991: $7001992: $2,2011993: $01994: $3,86219941995: $01996: $01997: $01998: $145,25019981999: $150,7942000: $02001: $02002: $1,80720022003: $28.6 million2004: $30,0002005: $02006: $506,31120062007: $02008: $4,4522009: $3.8 million2010: $020102011: $474,3632012: $91,4832013: $02014: $020142015: $39,7552016: $7,5662017: $02018: $020182019: $1,5472020: $02021: $02022: $020222023: $02024: $2,5922025: $32,103$28.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), York County, Virginia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Isabel920
November 2009 Nor'easter287
Hurricane Irene65
Flooding54
Hurricane Floyd46
Tropical Storm Ernesto34
October severe storms7
Hurricane Sandy6

ZIP codes with the most claims

ZIP code (as reported)Claims
23696807
23692605
23693137
236076
236905
236663
231853
234901
236621
231881

1,347 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $27.8 million, contents $4.4 million, increased cost of compliance $1.8 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone8041,446n/a
All homes22,5872,49311.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.