Flood Claims Map

Vermont

Flood insurance claims in Caledonia County, Vermont

FEMA records 271 National Flood Insurance Program claims in Caledonia County, Vermont, since 1978, with $6.1 million paid in total. The year with the most claims was 2011, with 70. As of 3 August 2026, 0.9% of homes here had an NFIP policy.

NFIP claims on record271
Total paid$6.1 million
Claims with a payment232
Homes with NFIP policy0.9%
High-risk zone homes insuredn/a
Residential policies in force123

Claims by year of loss

1978: 119781979: 41980: 31981: 191982: 119821983: 41984: 21985: 01986: 019861987: 01988: 01989: 01990: 119901991: 11992: 21993: 01994: 119941995: 181996: 51997: 21998: 019981999: 02000: 132001: 12002: 3820022003: 02004: 02005: 12006: 220062007: 42008: 12009: 02010: 220102011: 702012: 02013: 02014: 520142015: 02016: 22017: 12018: 120182019: 02020: 02021: 02022: 120222023: 182024: 462025: 02026: 1202670

NFIP claims by year of loss, Caledonia County, Vermont

1978: $46219781979: $6,2341980: $6571981: $41,7751982: $3,89519821983: $1,9111984: $2,3311985: $01986: $019861987: $01988: $01989: $01990: $1,06819901991: $01992: $8,6321993: $01994: $019941995: $87,6021996: $43,9291997: $4,2301998: $019981999: $02000: $145,0052001: $02002: $821,68620022003: $02004: $02005: $8,8472006: $61,96620062007: $15,7412008: $1,2442009: $02010: $5,30620102011: $1.5 million2012: $02013: $02014: $42,40420142015: $02016: $9,5752017: $3,7712018: $020182019: $02020: $02021: $02022: $8,32620222023: $975,5622024: $2.3 million2025: $02026: $02026$2.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Caledonia County, Vermont

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irene49
Vermont/New York Flooding18
Flooding7

ZIP codes with the most claims

ZIP code (as reported)Claims
0584378
0585173
0581947
0504617
0586316
0506912
058219
058508
058494
506981

184 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.3 million, contents $1.7 million, increased cost of compliance $68,851.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0102n/a
All homes14,0321230.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.