Flood insurance claims in Grand Isle County, Vermont

FEMA records 59 National Flood Insurance Program claims in Grand Isle County, Vermont, since 1982, with $789,179 paid in total. The year with the most claims was 2011, with 35. As of 3 August 2026, 1.5% of homes here had an NFIP policy.

NFIP claims on record59

Total paid$789,179

Claims with a payment43

Homes with NFIP policy1.5%

High-risk zone homes insuredn/a

Residential policies in force78

Claims by year of loss

NFIP claims by year of loss, Grand Isle County, Vermont

Paid on claims by year of loss (building, contents and increased cost of compliance), Grand Isle County, Vermont

ZIP codes with the most claims

ZIP code (as reported)	Claims
05474	33
05486	12
05440	7
05458	6

23 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $719,503, contents $69,676, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	0	56	n/a
All homes	5,193	78	1.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.