Flood Claims Map

Vermont

Flood insurance claims in Orange County, Vermont

FEMA records 84 National Flood Insurance Program claims in Orange County, Vermont, since 1978, with $1.9 million paid in total. The year with the most claims was 2011, with 25. As of 3 August 2026, 0.9% of homes here had an NFIP policy.

NFIP claims on record84
Total paid$1.9 million
Claims with a payment60
Homes with NFIP policy0.9%
High-risk zone homes insuredn/a
Residential policies in force120

Claims by year of loss

1978: 119781979: 11980: 11981: 11982: 019821983: 11984: 41985: 01986: 119861987: 01988: 01989: 11990: 119901991: 01992: 21993: 01994: 019941995: 01996: 31997: 01998: 119981999: 12000: 02001: 12002: 020022003: 12004: 02005: 02006: 020062007: 32008: 22009: 42010: 020102011: 252012: 02013: 32014: 020142015: 12016: 02017: 42018: 020182019: 22020: 02021: 02022: 020222023: 182024: 02025: 02026: 1202625

NFIP claims by year of loss, Orange County, Vermont

1978: $54019781979: $01980: $01981: $4601982: $019821983: $1,1491984: $1,4871985: $01986: $2,91919861987: $01988: $01989: $8131990: $99319901991: $01992: $7,2171993: $01994: $019941995: $01996: $6631997: $01998: $23,00019981999: $02000: $02001: $02002: $020022003: $02004: $02005: $02006: $020062007: $34,4632008: $38,9692009: $45,1552010: $020102011: $811,7382012: $02013: $41,0412014: $020142015: $02016: $02017: $65,1892018: $020182019: $22,2652020: $02021: $02022: $020222023: $775,7812024: $02025: $02026: $02026$811,738

Paid on claims by year of loss (building, contents and increased cost of compliance), Orange County, Vermont

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irene21
Vermont/New York Flooding17
Flooding8

ZIP codes with the most claims

ZIP code (as reported)Claims
0503814
0503312
0508111
0567910
050728
050607
050774
050413
050863
050402

55 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.8 million, contents $62,258, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone077n/a
All homes13,6881200.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.