Flood Claims Map

Wisconsin

Flood insurance claims in Ashland County, Wisconsin

FEMA records 11 National Flood Insurance Program claims in Ashland County, Wisconsin, since 1994, with $489,259 paid in total. The most claims in one year was 3, in 1996 and 2016. As of 3 August 2026, 0.2% of homes here had an NFIP policy.

NFIP claims on record11
Total paid$489,259
Claims with a payment8
Homes with NFIP policy0.2%
High-risk zone homes insuredn/a
Residential policies in force20

Claims by year of loss

1994: 119941995: 01996: 31997: 019971998: 01999: 02000: 020002001: 12002: 02003: 020032004: 02005: 02006: 020062007: 02008: 02009: 020092010: 02011: 02012: 020122013: 12014: 02015: 020152016: 32017: 02018: 120182019: 02020: 02021: 020212022: 02023: 02024: 120243

NFIP claims by year of loss, Ashland County, Wisconsin

1994: $019941995: $01996: $4,5971997: $019971998: $01999: $02000: $020002001: $02002: $02003: $020032004: $02005: $02006: $020062007: $02008: $02009: $020092010: $02011: $02012: $020122013: $19,5692014: $02015: $020152016: $188,8302017: $02018: $21,26420182019: $02020: $02021: $020212022: $02023: $02024: $255,0002024$255,000

Paid on claims by year of loss (building, contents and increased cost of compliance), Ashland County, Wisconsin

ZIP codes with the most claims

ZIP code (as reported)Claims
545463
548553
545272
548561
548061
548501

9 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $483,190, contents $6,069, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone013n/a
All homes8,099200.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.