Flood Claims Map

Wisconsin

Flood insurance claims in Chippewa County, Wisconsin

FEMA records 46 National Flood Insurance Program claims in Chippewa County, Wisconsin, since 1979, with $336,747 paid in total. The most claims in one year was 5, in 1982 and 2016. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 8.0% of homes in the high-risk flood zone did.

NFIP claims on record46
Total paid$336,747
Claims with a payment32
Homes with NFIP policy0.4%
High-risk zone homes insured8.0%
Residential policies in force85

Claims by year of loss

1979: 419791980: 31981: 11982: 51983: 219831984: 01985: 01986: 41987: 119871988: 01989: 21990: 21991: 019911992: 01993: 01994: 11995: 019951996: 01997: 11998: 11999: 019992000: 22001: 02002: 32003: 020032004: 02005: 02006: 02007: 020072008: 02009: 02010: 12011: 020112012: 02013: 12014: 02015: 020152016: 52017: 02018: 12019: 220192020: 02021: 02022: 02023: 420235

NFIP claims by year of loss, Chippewa County, Wisconsin

1979: $4,96519791980: $1,1201981: $01982: $1,5391983: $1,79219831984: $01985: $01986: $18,0051987: $50019871988: $01989: $3,0691990: $4,9581991: $019911992: $01993: $01994: $01995: $019951996: $01997: $2831998: $2,7601999: $019992000: $6,5282001: $02002: $23,9152003: $020032004: $02005: $02006: $02007: $020072008: $02009: $02010: $02011: $020112012: $02013: $02014: $02015: $020152016: $200,8502017: $02018: $5,7122019: $2,72820192020: $02021: $02022: $02023: $58,0242023$200,850

Paid on claims by year of loss (building, contents and increased cost of compliance), Chippewa County, Wisconsin

Named flood events with the most claims

Event (FEMA name)Claims
March 2019 Midwest Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
5472916
5470313
547247
547274
547322
547482
547011

23 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $248,682, contents $88,066, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone816658.0%
All homes22,582850.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.