Flood Claims Map

Wisconsin

Flood insurance claims in Kenosha County, Wisconsin

FEMA records 334 National Flood Insurance Program claims in Kenosha County, Wisconsin, since 1978, with $5.2 million paid in total. The year with the most claims was 2017, with 62. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 14.9% of homes in the high-risk flood zone did.

NFIP claims on record334
Total paid$5.2 million
Claims with a payment256
Homes with NFIP policy0.3%
High-risk zone homes insured14.9%
Residential policies in force204

Claims by year of loss

1978: 219781979: 151980: 21981: 11982: 319821983: 41984: 01985: 11986: 619861987: 11988: 11989: 11990: 319901991: 01992: 01993: 171994: 1619941995: 01996: 41997: 41998: 019981999: 102000: 162001: 32002: 020022003: 02004: 232005: 12006: 020062007: 272008: 342009: 192010: 320102011: 32012: 12013: 172014: 020142015: 02016: 02017: 622018: 220182019: 132020: 42021: 02022: 120222023: 12024: 02025: 02026: 13202662

NFIP claims by year of loss, Kenosha County, Wisconsin

1978: $1,74719781979: $30,0411980: $5,6211981: $01982: $019821983: $2101984: $01985: $1,4851986: $11,09919861987: $01988: $01989: $5,5281990: $48719901991: $01992: $01993: $56,4481994: $74,59519941995: $01996: $5,3861997: $4201998: $019981999: $19,5312000: $152,0672001: $53,0292002: $020022003: $02004: $330,3622005: $02006: $020062007: $591,1342008: $448,2462009: $176,7022010: $9,23920102011: $6,5582012: $02013: $134,3392014: $020142015: $02016: $02017: $2.3 million2018: $1,21420182019: $275,3182020: $115,3922021: $02022: $020222023: $02024: $02025: $02026: $390,0222026$2.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Kenosha County, Wisconsin

Named flood events with the most claims

Event (FEMA name)Claims
2026-04-Flooding13
Storm11
Tropical Storm Erin5
Flooding1
Severe flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
53168159
5317971
5317039
5315815
5314411
5318111
531408
531095
531425
531053

234 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.7 million, contents $474,927, increased cost of compliance $42,495.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone6129114.9%
All homes60,1792040.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.