Flood insurance claims in Lafayette County, Wisconsin

FEMA records 61 National Flood Insurance Program claims in Lafayette County, Wisconsin, since 1990, with $562,598 paid in total. The year with the most claims was 1993, with 28. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 22.2% of homes in the high-risk flood zone did.

NFIP claims on record61

Total paid$562,598

Claims with a payment50

Homes with NFIP policy0.3%

High-risk zone homes insured22.2%

Residential policies in force19

Claims by year of loss

NFIP claims by year of loss, Lafayette County, Wisconsin

Paid on claims by year of loss (building, contents and increased cost of compliance), Lafayette County, Wisconsin

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	28
March 2019 Midwest Flooding	2

ZIP codes with the most claims

ZIP code (as reported)	Claims
53530	54
53541	3
53586	2
53510	1
53516	1

53 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $369,213, contents $193,385, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	81	18	22.2%
All homes	5,982	19	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.