Flood Claims Map

Wisconsin

Flood insurance claims in Milwaukee County, Wisconsin

FEMA records 2,435 National Flood Insurance Program claims in Milwaukee County, Wisconsin, since 1978, with $29.0 million paid in total. The year with the most claims was 1998, with 688. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 75.7% of homes in the high-risk flood zone did.

NFIP claims on record2,435
Total paid$29.0 million
Claims with a payment1,921
Homes with NFIP policy0.5%
High-risk zone homes insured75.7%
Residential policies in force1,063

Claims by year of loss

1978: 3119781979: 221980: 191981: 151982: 1619821983: 81984: 21985: 41986: 8119861987: 31988: 21989: 11990: 719901991: 21992: 01993: 81994: 019941995: 111996: 131997: 6481998: 68819981999: 342000: 392001: 32002: 620022003: 02004: 262005: 52006: 1120062007: 52008: 1372009: 92010: 23820102011: 82012: 02013: 52014: 1020142015: 22016: 22017: 32018: 420182019: 52020: 82021: 32022: 620222023: 22024: 02025: 2712026: 122026688

NFIP claims by year of loss, Milwaukee County, Wisconsin

1978: $36,97519781979: $77,7801980: $12,0431981: $9,0901982: $11,09319821983: $11,8571984: $01985: $3,6951986: $180,75219861987: $01988: $4,7111989: $01990: $1,48019901991: $01992: $01993: $3951994: $019941995: $2,1701996: $7,5991997: $6.3 million1998: $5.7 million19981999: $107,4732000: $85,8962001: $4,2962002: $7,28920022003: $02004: $36,6972005: $1,4282006: $10,67220062007: $1,8832008: $858,7762009: $49,5272010: $3.4 million20102011: $12,0752012: $02013: $5,2782014: $11,48820142015: $02016: $02017: $2,5652018: $10,48520182019: $84,6402020: $154,7682021: $10,3072022: $4,14620222023: $7,7732024: $02025: $11.8 million2026: $124,4822026$11.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Milwaukee County, Wisconsin

Named flood events with the most claims

Event (FEMA name)Claims
Flooding1,377
2025-08-MilwaukeeMetro-Flood268
Storm120
2026-04-Flooding11
March 2019 Midwest Flooding3

ZIP codes with the most claims

ZIP code (as reported)Claims
53218885
53209555
53217259
53216190
53213116
5322357
5322743
5320841
5322234
5321129

1,450 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $24.8 million, contents $4.3 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone51939375.7%
All homes209,8001,0630.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.