Flood Claims Map

Wisconsin

Flood insurance claims in Racine County, Wisconsin

FEMA records 179 National Flood Insurance Program claims in Racine County, Wisconsin, since 1978, with $2.6 million paid in total. The year with the most claims was 2008, with 79. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 45.6% of homes in the high-risk flood zone did.

NFIP claims on record179
Total paid$2.6 million
Claims with a payment125
Homes with NFIP policy0.5%
High-risk zone homes insured45.6%
Residential policies in force306

Claims by year of loss

1978: 119781979: 61980: 71981: 01982: 219821983: 21984: 11985: 11986: 019861987: 01988: 21989: 01990: 019901991: 11992: 01993: 21994: 319941995: 01996: 01997: 01998: 119981999: 42000: 32001: 22002: 020022003: 02004: 22005: 02006: 120062007: 82008: 792009: 22010: 120102011: 02012: 02013: 32014: 220142015: 22016: 02017: 222018: 320182019: 22020: 62021: 02022: 320222023: 02024: 02025: 22026: 3202679

NFIP claims by year of loss, Racine County, Wisconsin

1978: $1,61619781979: $2,4431980: $40,9621981: $01982: $019821983: $01984: $01985: $01986: $019861987: $01988: $5201989: $01990: $019901991: $01992: $01993: $01994: $11,06619941995: $01996: $01997: $01998: $019981999: $5,9222000: $02001: $63,0002002: $020022003: $02004: $5,8992005: $02006: $1,10320062007: $79,4532008: $1.0 million2009: $02010: $1,51020102011: $02012: $02013: $23,6332014: $13,83120142015: $02016: $02017: $1.2 million2018: $4,26520182019: $3,1692020: $49,4922021: $02022: $18,49620222023: $02024: $02025: $02026: $28,4972026$1.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Racine County, Wisconsin

Named flood events with the most claims

Event (FEMA name)Claims
Storm66
2025-08-MilwaukeeMetro-Flood2
2026-04-Flooding2
Flooding1
Tropical Storm Erin1

ZIP codes with the most claims

ZIP code (as reported)Claims
5318542
5340533
5340432
5310528
5340210
531829
531398
534035
531264
531773

134 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.4 million, contents $213,776, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone46521245.6%
All homes58,9123060.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.