Flood insurance claims in Walworth County, Wisconsin

FEMA records 46 National Flood Insurance Program claims in Walworth County, Wisconsin, since 1979, with $646,644 paid in total. The year with the most claims was 2020, with 11. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 38.5% of homes in the high-risk flood zone did.

NFIP claims on record46

Total paid$646,644

Claims with a payment33

Homes with NFIP policy0.3%

High-risk zone homes insured38.5%

Residential policies in force112

Claims by year of loss

NFIP claims by year of loss, Walworth County, Wisconsin

Paid on claims by year of loss (building, contents and increased cost of compliance), Walworth County, Wisconsin

Named flood events with the most claims

Event (FEMA name)	Claims
2026-04-Flooding	4
March 2019 Midwest Flooding	1
Storm	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
53147	13
53121	7
53190	6
53105	6
53120	5
53128	4
53115	2
53176	1
53125	1
53157	1

7 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $596,576, contents $50,068, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	78	30	38.5%
All homes	35,658	112	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.