Flood Claims Map

Wisconsin

Flood insurance claims in Waukesha County, Wisconsin

FEMA records 462 National Flood Insurance Program claims in Waukesha County, Wisconsin, since 1978, with $9.4 million paid in total. The year with the most claims was 2008, with 112. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 66.5% of homes in the high-risk flood zone did.

NFIP claims on record462
Total paid$9.4 million
Claims with a payment357
Homes with NFIP policy0.6%
High-risk zone homes insured66.5%
Residential policies in force594

Claims by year of loss

1978: 419781979: 111980: 51981: 41982: 719821983: 61984: 11985: 51986: 1119861987: 01988: 01989: 01990: 019901991: 21992: 01993: 101994: 119941995: 11996: 11997: 241998: 5219981999: 42000: 132001: 12002: 020022003: 02004: 32005: 12006: 120062007: 22008: 1122009: 172010: 3520102011: 22012: 12013: 22014: 020142015: 12016: 02017: 42018: 620182019: 32020: 12021: 02022: 620222023: 02024: 22025: 932026: 72026112

NFIP claims by year of loss, Waukesha County, Wisconsin

1978: $019781979: $28,1601980: $17,0681981: $14,4741982: $17,43819821983: $20,1991984: $2,6311985: $10,1611986: $19,16619861987: $01988: $01989: $01990: $019901991: $01992: $01993: $20,5921994: $019941995: $01996: $14,3451997: $459,4191998: $1.5 million19981999: $50,6172000: $18,3602001: $2,2252002: $020022003: $02004: $5,1542005: $02006: $3,92620062007: $02008: $1.8 million2009: $158,0712010: $350,02220102011: $02012: $02013: $15,8862014: $020142015: $02016: $02017: $13,5212018: $26,53420182019: $3,9492020: $2,4452021: $02022: $147,27820222023: $02024: $02025: $4.6 million2026: $79,2322026$4.6 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Waukesha County, Wisconsin

Named flood events with the most claims

Event (FEMA name)Claims
2025-08-MilwaukeeMetro-Flood92
Storm89
Flooding85
2026-04-Flooding6
March 2019 Midwest Flooding3

ZIP codes with the most claims

ZIP code (as reported)Claims
5305156
5312255
5315152
5315050
5300537
5306637
5307232
5304529
5318825
5302916

245 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.7 million, contents $1.6 million, increased cost of compliance $60,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone31921266.5%
All homes107,8035940.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.