Flood Claims Map

Wisconsin

Flood insurance claims in Winnebago County, Wisconsin

FEMA records 215 National Flood Insurance Program claims in Winnebago County, Wisconsin, since 1978, with $4.0 million paid in total. The year with the most claims was 2008, with 52. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 20.5% of homes in the high-risk flood zone did.

NFIP claims on record215
Total paid$4.0 million
Claims with a payment155
Homes with NFIP policy0.8%
High-risk zone homes insured20.5%
Residential policies in force413

Claims by year of loss

1978: 319781979: 151980: 11981: 01982: 219821983: 01984: 01985: 01986: 919861987: 01988: 01989: 11990: 319901991: 11992: 21993: 121994: 119941995: 11996: 01997: 11998: 219981999: 22000: 02001: 82002: 020022003: 22004: 162005: 02006: 120062007: 02008: 522009: 22010: 1520102011: 32012: 112013: 32014: 320142015: 12016: 02017: 02018: 220182019: 72020: 12021: 22022: 020222023: 02024: 22025: 22026: 26202652

NFIP claims by year of loss, Winnebago County, Wisconsin

1978: $1,58219781979: $76,6221980: $3,0061981: $01982: $45319821983: $01984: $01985: $01986: $15,86919861987: $01988: $01989: $01990: $2,09719901991: $1,0931992: $01993: $22,1561994: $2,10319941995: $1,4571996: $01997: $01998: $019981999: $02000: $02001: $17,8762002: $020022003: $19,7272004: $83,6892005: $02006: $020062007: $02008: $2.4 million2009: $8632010: $516,43620102011: $3,0832012: $36,5622013: $02014: $9,06020142015: $3,0782016: $02017: $02018: $8,37420182019: $170,1622020: $02021: $17,0292022: $020222023: $02024: $4,0412025: $02026: $647,2942026$2.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Winnebago County, Wisconsin

Named flood events with the most claims

Event (FEMA name)Claims
2026-04-Flooding25
Flooding8
March 2019 Midwest Flooding7
Storm3

ZIP codes with the most claims

ZIP code (as reported)Claims
5490262
5496334
5494024
5495219
5490419
5490118
5495617
5498610
549478
549142

131 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.7 million, contents $327,630, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,41128920.5%
All homes50,6494130.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.