Flood insurance claims in Wood County, Wisconsin

FEMA records 48 National Flood Insurance Program claims in Wood County, Wisconsin, since 1980, with $726,927 paid in total. The year with the most claims was 2010, with 17. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 17.9% of homes in the high-risk flood zone did.

NFIP claims on record48

Total paid$726,927

Claims with a payment37

Homes with NFIP policy0.4%

High-risk zone homes insured17.9%

Residential policies in force96

Claims by year of loss

NFIP claims by year of loss, Wood County, Wisconsin

Paid on claims by year of loss (building, contents and increased cost of compliance), Wood County, Wisconsin

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	5
March 2019 Midwest Flooding	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
54457	15
54494	13
54495	10
54466	7
54449	2
54410	1

37 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $655,607, contents $71,320, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	414	74	17.9%
All homes	26,976	96	0.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.