Flood Claims Map

Georgia

Flood insurance claims in Baker County, Georgia

FEMA records 40 National Flood Insurance Program claims in Baker County, Georgia, since 1990, with $657,095 paid in total. The year with the most claims was 1998, with 15. As of 3 August 2026, 1.1% of homes here had an NFIP policy, and 8.0% of homes in the high-risk flood zone did.

NFIP claims on record40
Total paid$657,095
Claims with a payment34
Homes with NFIP policy1.1%
High-risk zone homes insured8.0%
Residential policies in force13

Claims by year of loss

1990: 119901991: 01992: 01993: 019931994: 61995: 01996: 019961997: 01998: 151999: 119992000: 02001: 02002: 020022003: 02004: 02005: 220052006: 02007: 02008: 120082009: 32010: 02011: 020112012: 02013: 02014: 120142015: 12016: 32017: 020172018: 12019: 22020: 3202015

NFIP claims by year of loss, Baker County, Georgia

1990: $019901991: $01992: $01993: $019931994: $119,9641995: $01996: $019961997: $01998: $210,5891999: $019992000: $02001: $02002: $020022003: $02004: $02005: $42,84620052006: $02007: $02008: $020082009: $25,4412010: $02011: $020112012: $02013: $02014: $18,72520142015: $26,9572016: $51,2432017: $020172018: $8612019: $02020: $160,4692020$210,589

Paid on claims by year of loss (building, contents and increased cost of compliance), Baker County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding12
Tropical Storm Alberto5
Early winter storms2
Hurricane Michael1

ZIP codes with the most claims

ZIP code (as reported)Claims
3177017
3987016
398627

33 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $609,013, contents $33,082, increased cost of compliance $15,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone11398.0%
All homes1,132131.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.