Flood insurance claims in Georgia by county
FEMA records 24,418 NFIP claims in Georgia's counties, with $520.0 million paid. As of 3 August 2026, 58,557 NFIP residential policies were in force, equal to 1.6% of the state's residential structures.
| Chatham County | 5,467 | $82.5 million | 20.6% |
| Fulton County | 3,100 | $95.8 million | 0.8% |
| Cobb County | 2,031 | $66.9 million | 1.0% |
| DeKalb County | 1,998 | $29.2 million | 1.1% |
| Glynn County | 1,996 | $43.5 million | 31.1% |
| Dougherty County | 1,255 | $28.4 million | 2.7% |
| Lee County | 700 | $16.7 million | 1.9% |
| Richmond County | 574 | $5.2 million | 0.9% |
| Gwinnett County | 487 | $10.4 million | 0.4% |
| Floyd County | 382 | $3.4 million | 0.6% |
| Camden County | 346 | $6.3 million | 14.9% |
| Catoosa County | 324 | $5.6 million | 0.9% |
| Clayton County | 286 | $3.3 million | 0.4% |
| Bryan County | 285 | $5.8 million | 20.9% |
| Muscogee County | 243 | $2.3 million | 0.8% |
| Douglas County | 215 | $7.2 million | 0.4% |
| Decatur County | 204 | $4.8 million | 1.5% |
| Gilmer County | 199 | $5.2 million | 1.2% |
| Bulloch County | 183 | $4.9 million | 1.7% |
| Liberty County | 174 | $2.9 million | 6.7% |
| Columbia County | 164 | $2.1 million | 0.9% |
| Fayette County | 163 | $1.9 million | 1.1% |
| Houston County | 162 | $1.9 million | 0.7% |
| Bibb County | 155 | $3.8 million | 0.4% |
| Polk County | 143 | $981,213 | 0.6% |
| Lowndes County | 135 | $5.0 million | 0.8% |
| Walker County | 135 | $3.6 million | 0.5% |
| Mitchell County | 100 | $2.1 million | 1.5% |
| Whitfield County | 93 | $5.2 million | 0.4% |
| Fannin County | 92 | $850,397 | 1.7% |
| Tift County | 90 | $3.6 million | 0.8% |
| Seminole County | 80 | $1.7 million | 2.2% |
| Henry County | 78 | $1.2 million | 0.4% |
| Effingham County | 77 | $1.1 million | 3.0% |
| Troup County | 76 | $1.9 million | 0.2% |
| Cherokee County | 73 | $5.6 million | 0.2% |
| Crisp County | 70 | $2.2 million | 1.9% |
| Rockdale County | 70 | $1.5 million | 0.3% |
| Forsyth County | 66 | $928,252 | 0.3% |
| McIntosh County | 66 | $1.0 million | 7.9% |
| Colquitt County | 64 | $1.3 million | 0.3% |
| Thomas County | 63 | $2.6 million | 0.6% |
| Monroe County | 61 | $3.0 million | 0.6% |
| Union County | 61 | $678,151 | 0.9% |
| Carroll County | 60 | $5.5 million | 0.3% |
| White County | 58 | $693,377 | 0.5% |
| Paulding County | 54 | $891,512 | 0.3% |
| Chattooga County | 52 | $1.7 million | 0.2% |
| Bartow County | 50 | $906,851 | 0.5% |
| Laurens County | 49 | $1.3 million | 0.2% |
| Butts County | 47 | $1.6 million | 1.1% |
| Hall County | 46 | $733,454 | 0.1% |
| Coffee County | 45 | $923,776 | 0.2% |
| Newton County | 45 | $736,254 | 0.3% |
| Gordon County | 44 | $1.8 million | 0.5% |
| Ware County | 44 | $286,599 | 0.8% |
| Murray County | 42 | $611,827 | 0.1% |
| Baker County | 40 | $657,095 | 1.1% |
| Early County | 40 | $902,055 | 0.5% |
| Charlton County | 39 | $1.2 million | 0.6% |
| Clarke County | 38 | $205,900 | 0.4% |
| Coweta County | 38 | $461,496 | 0.3% |
| Toombs County | 36 | $458,054 | 0.5% |
| Worth County | 35 | $480,591 | 0.7% |
| Walton County | 33 | $285,751 | 0.2% |
| Montgomery County | 32 | $460,932 | 0.3% |
| Rabun County | 31 | $401,371 | 1.1% |
| Towns County | 31 | $240,889 | 0.8% |
| Appling County | 28 | $561,106 | 1.1% |
| Tattnall County | 26 | $398,974 | 0.4% |
| Upson County | 26 | $343,306 | 0.1% |
| Spalding County | 24 | $153,491 | 0.3% |
| Brantley County | 23 | $425,656 | 0.8% |
| Ben Hill County | 22 | $179,440 | 0.3% |
| Habersham County | 22 | $1.7 million | 0.2% |
| Dooly County | 19 | $323,142 | 0.6% |
| Lumpkin County | 18 | $261,384 | 0.2% |
| Long County | 17 | $382,969 | 3.7% |
| Brooks County | 16 | $443,162 | 0.2% |
| Miller County | 16 | $333,766 | 0.6% |
| Sumter County | 16 | $125,655 | 0.7% |
| Pulaski County | 15 | $254,324 | 0.6% |
| Pickens County | 14 | $162,247 | 0.3% |
| Washington County | 14 | $223,834 | 0.3% |
| Grady County | 13 | $167,999 | 0.1% |
| Stephens County | 13 | $101,529 | 0.3% |
| Barrow County | 11 | $345,711 | 0.1% |
| Harris County | 11 | $118,019 | 0.5% |
| Jeff Davis County | 11 | $48,325 | 0.3% |
| Pierce County | 11 | $344,847 | 0.3% |
| Jenkins County | 10 | $60,817 | 0.5% |
| Jones County | 10 | $97,523 | 0.2% |
| Wheeler County | 10 | $82,094 | 0.5% |
| Cook County | 9 | $146,211 | 0.9% |
| Dade County | 9 | $108,696 | 0.4% |
| Jasper County | 9 | $128,417 | 0.5% |
| Berrien County | 8 | $155,897 | 0.3% |
| Baldwin County | 7 | $85,159 | 0.2% |
| Evans County | 7 | $388,589 | 0.4% |
| Jackson County | 7 | $65,723 | 0.2% |
| Wayne County | 7 | $56,188 | 0.5% |
| Candler County | 6 | $124,028 | 0.3% |
| Emanuel County | 6 | $4,777 | 0.2% |
| Peach County | 6 | $237,379 | 0.2% |
| Talbot County | 6 | $104,131 | 0.1% |
| Telfair County | 6 | $91,966 | 0.1% |
| Terrell County | 6 | $57,849 | 0.2% |
| Calhoun County | 5 | $100,706 | 0.2% |
| Clinch County | 5 | $1,100 | 1.9% |
| Elbert County | 5 | $13,732 | 0.1% |
| Lamar County | 5 | $195,644 | 0.2% |
| Lanier County | 5 | $35,844 | 0.5% |
| Macon County | 5 | $37,710 | 0.2% |
| Putnam County | 5 | $21,863 | 0.3% |
| Screven County | 5 | $182,290 | 0.4% |
| Oconee County | 4 | $34,830 | 0.3% |
| Pike County | 4 | $13,441 | 0.1% |
| Taylor County | 4 | $7,004 | 0.0% |
| Dawson County | 3 | $4,141 | 0.3% |
| Heard County | 3 | $3,101 | 0.0% |
| Atkinson County | 2 | $1,640 | 0.2% |
| Banks County | 2 | $53,458 | 0.1% |
| Burke County | 2 | $61,825 | 0.1% |
| Chattahoochee County | 2 | $2,420 | 0.0% |
| Greene County | 2 | $5,839 | 0.3% |
| Jefferson County | 2 | $11,443 | 0.2% |
| Johnson County | 2 | $36,949 | 0.0% |
| Madison County | 2 | $1,448 | 0.1% |
| Bacon County | 1 | $0 | 0.1% |
| Bleckley County | 1 | $6,203 | 0.3% |
| Dodge County | 1 | $0 | 0.1% |
| Echols County | 1 | $50,711 | 0.2% |
| Franklin County | 1 | $12,218 | 0.0% |
| Haralson County | 1 | $46,845 | 0.1% |
| Hart County | 1 | $0 | 0.1% |
| Irwin County | 1 | $1,432 | 0.1% |
| McDuffie County | 1 | $0 | 0.1% |
| Morgan County | 1 | $0 | 0.1% |
| Quitman County | 1 | $335 | 0.1% |
| Randolph County | 1 | $1,035 | 0.0% |
| Turner County | 1 | $0 | 0.3% |
| Twiggs County | 1 | $1,563 | 0.0% |
| Clay County | 0 | $0 | 0.1% |
| Crawford County | 0 | $0 | 0.1% |
| Glascock County | 0 | $0 | 0.0% |
| Hancock County | 0 | $0 | 0.1% |
| Lincoln County | 0 | $0 | 0.1% |
| Marion County | 0 | $0 | 0.0% |
| Meriwether County | 0 | $0 | 0.1% |
| Oglethorpe County | 0 | $0 | 0.1% |
| Schley County | 0 | $0 | 0.0% |
| Stewart County | 0 | $0 | 0.0% |
| Taliaferro County | 0 | $0 | 0.1% |
| Treutlen County | 0 | $0 | 0.1% |
| Warren County | 0 | $0 | 0.0% |
| Webster County | 0 | $0 | 0.1% |
| Wilcox County | 0 | $0 | 0.2% |
| Wilkes County | 0 | $0 | 0.0% |
| Wilkinson County | 0 | $0 | 0.0% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.