Flood insurance claims in Ben Hill County, Georgia

FEMA records 22 National Flood Insurance Program claims in Ben Hill County, Georgia, since 1979, with $179,440 paid in total. The most claims in one year was 4, in 1997 and 1998. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 12.4% of homes in the high-risk flood zone did.

NFIP claims on record22

Total paid$179,440

Claims with a payment15

Homes with NFIP policy0.3%

High-risk zone homes insured12.4%

Residential policies in force19

Claims by year of loss

NFIP claims by year of loss, Ben Hill County, Georgia

Paid on claims by year of loss (building, contents and increased cost of compliance), Ben Hill County, Georgia

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	4
Hurricane Idalia	1
Tropical Storm Ivan	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
31750	22

9 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $167,788, contents $11,653, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	137	17	12.4%
All homes	7,244	19	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.