Flood Claims Map

Georgia

Flood insurance claims in Camden County, Georgia

FEMA records 346 National Flood Insurance Program claims in Camden County, Georgia, since 1979, with $6.3 million paid in total. The year with the most claims was 2017, with 153. As of 3 August 2026, 14.9% of homes here had an NFIP policy, and 75.1% of homes in the high-risk flood zone did.

NFIP claims on record346
Total paid$6.3 million
Claims with a payment250
Homes with NFIP policy14.9%
High-risk zone homes insured75.1%
Residential policies in force2,920

Claims by year of loss

1979: 119791980: 01981: 01982: 01983: 019831984: 01985: 01986: 01987: 019871988: 01989: 01990: 01991: 019911992: 91993: 01994: 31995: 619951996: 131997: 21998: 131999: 119992000: 42001: 02002: 12003: 120032004: 82005: 232006: 22007: 120072008: 52009: 92010: 02011: 020112012: 232013: 12014: 02015: 220152016: 302017: 1532018: 02019: 320192020: 22021: 52022: 142023: 020232024: 102025: 02026: 1153

NFIP claims by year of loss, Camden County, Georgia

1979: $019791980: $01981: $01982: $01983: $019831984: $01985: $01986: $01987: $019871988: $01989: $01990: $01991: $019911992: $31,8711993: $01994: $18,9081995: $49,84519951996: $118,6031997: $1,6801998: $72,2421999: $019992000: $5,7352001: $02002: $02003: $020032004: $27,4802005: $349,2882006: $1,7802007: $67420072008: $6,7082009: $162,8832010: $02011: $020112012: $437,7672013: $02014: $02015: $020152016: $366,0702017: $4.2 million2018: $02019: $020192020: $28,1682021: $22,8302022: $312,9202023: $020232024: $15,3542025: $02026: $0$4.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Camden County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irma149
Hurricane Matthew29
Hurricane Nicole10
Tropical Storm Ivan4
Flooding3
Hurricane Debby3
Hurricane Elsa2
Hurricane Helene2

ZIP codes with the most claims

ZIP code (as reported)Claims
31548125
31558125
3156949
3156537
315686
315374

191 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.2 million, contents $1.0 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,7241,29475.1%
All homes19,6022,92014.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.