Flood Claims Map

Georgia

Flood insurance claims in Clayton County, Georgia

FEMA records 286 National Flood Insurance Program claims in Clayton County, Georgia, since 1978, with $3.3 million paid in total. The year with the most claims was 2005, with 33. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 22.4% of homes in the high-risk flood zone did.

NFIP claims on record286
Total paid$3.3 million
Claims with a payment205
Homes with NFIP policy0.4%
High-risk zone homes insured22.4%
Residential policies in force312

Claims by year of loss

1978: 219781979: 21980: 31981: 21982: 119821983: 11984: 01985: 01986: 019861987: 01988: 01989: 41990: 519901991: 11992: 31993: 11994: 2119941995: 191996: 51997: 41998: 619981999: 02000: 02001: 12002: 220022003: 62004: 302005: 332006: 220062007: 22008: 02009: 172010: 420102011: 32012: 12013: 122014: 320142015: 172016: 42017: 12018: 220182019: 42020: 122021: 92022: 320222023: 02024: 312025: 62026: 1202633

NFIP claims by year of loss, Clayton County, Georgia

1978: $32419781979: $1,9261980: $3,8071981: $7,8661982: $28519821983: $1,3031984: $01985: $01986: $019861987: $01988: $01989: $23,2001990: $13,17519901991: $2501992: $981993: $1,2901994: $102,47119941995: $34,7991996: $7,2261997: $3,3101998: $5,55219981999: $02000: $02001: $1,0852002: $3,77120022003: $40,6712004: $283,8322005: $287,0652006: $11,39420062007: $15,6722008: $02009: $111,7422010: $7,85020102011: $02012: $3,0082013: $198,7482014: $10,50820142015: $253,8552016: $24,7912017: $4,3702018: $10,68320182019: $5,7272020: $432,9272021: $86,4382022: $44,71320222023: $02024: $1.0 million2025: $209,0962026: $25,0002026$1.0 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Clayton County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Helene28
Tropical Storm Ivan26
Tropical Storm Alberto20
Hurricane Dennis16
Early winter storms10
Late summer storms8
Flooding5
Tropical Storm Fred2

ZIP codes with the most claims

ZIP code (as reported)Claims
3027462
3029655
3023640
3026032
3029732
3023827
3033712
3028811
302735
302943

169 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.0 million, contents $346,254, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone88919922.4%
All homes84,2973120.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.