Flood Claims Map

Georgia

Flood insurance claims in Cobb County, Georgia

FEMA records 2,031 National Flood Insurance Program claims in Cobb County, Georgia, since 1978, with $66.9 million paid in total. The year with the most claims was 2009, with 723. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 85.0% of homes in the high-risk flood zone did.

NFIP claims on record2,031
Total paid$66.9 million
Claims with a payment1,536
Homes with NFIP policy1.0%
High-risk zone homes insured85.0%
Residential policies in force2,144

Claims by year of loss

1978: 619781979: 591980: 61981: 161982: 17219821983: 211984: 111985: 31986: 519861987: 101988: 11989: 271990: 6419901991: 181992: 251993: 41994: 1319941995: 391996: 91997: 41998: 2519981999: 142000: 82001: 172002: 720022003: 262004: 902005: 1472006: 720062007: 42008: 92009: 7232010: 1620102011: 122012: 142013: 332014: 920142015: 222016: 82017: 112018: 1420182019: 102020: 372021: 1262022: 420222023: 432024: 622025: 82026: 122026723

NFIP claims by year of loss, Cobb County, Georgia

1978: $11,16119781979: $473,0891980: $3,0551981: $18,8861982: $1.1 million19821983: $85,4661984: $17,9181985: $9,4081986: $103,93419861987: $16,6071988: $01989: $176,8571990: $1.6 million19901991: $40,5281992: $58,4941993: $4,3511994: $33,47619941995: $290,6921996: $117,8481997: $11,6401998: $88,22719981999: $19,9812000: $42,5352001: $79,5892002: $26,36220022003: $74,1532004: $3.6 million2005: $3.3 million2006: $15,42920062007: $5,0812008: $9,1902009: $45.2 million2010: $41,67320102011: $19,9972012: $159,9592013: $167,7922014: $143,61020142015: $83,0782016: $39,1872017: $63,8902018: $145,44820182019: $136,7132020: $308,2032021: $4.5 million2022: $020222023: $1.0 million2024: $3.1 million2025: $199,5612026: $133,2382026$45.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Cobb County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Late summer storms678
Hurricane Dennis122
Tropical Storm Ivan84
Hurricane Helene55
Flooding28
Hurricane Idalia26
Early winter storms6
Tropical Storm Alberto4

ZIP codes with the most claims

ZIP code (as reported)Claims
30067392
30339336
30066200
30106148
30068122
30127119
30062113
3008098
3006478
3014474

1,255 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $54.9 million, contents $11.3 million, increased cost of compliance $656,444.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,3481,14685.0%
All homes223,4682,1441.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.