Flood Claims Map

Georgia

Flood insurance claims in Coffee County, Georgia

FEMA records 45 National Flood Insurance Program claims in Coffee County, Georgia, since 1995, with $923,776 paid in total. The year with the most claims was 2009, with 10. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 8.1% of homes in the high-risk flood zone did.

NFIP claims on record45
Total paid$923,776
Claims with a payment40
Homes with NFIP policy0.2%
High-risk zone homes insured8.1%
Residential policies in force36

Claims by year of loss

1995: 119951996: 01997: 21998: 619981999: 02000: 32001: 020012002: 02003: 02004: 120042005: 02006: 02007: 020072008: 02009: 102010: 020102011: 02012: 02013: 120132014: 12015: 02016: 020162017: 32018: 02019: 020192020: 42021: 52022: 020222023: 32024: 12025: 020252026: 410

NFIP claims by year of loss, Coffee County, Georgia

1995: $13,43019951996: $01997: $6,7731998: $132,74719981999: $02000: $4,5292001: $020012002: $02003: $02004: $3,31620042005: $02006: $02007: $020072008: $02009: $345,0152010: $020102011: $02012: $02013: $1,09220132014: $10,2122015: $02016: $020162017: $77,9032018: $02019: $020192020: $131,2012021: $3,9712022: $020222023: $17,1122024: $3,7922025: $020252026: $172,683$345,015

Paid on claims by year of loss (building, contents and increased cost of compliance), Coffee County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Flooding6
Hurricane Idalia2
Tropical Storm Ivan1
Hurricane Debby1

ZIP codes with the most claims

ZIP code (as reported)Claims
3151916
3153316
3153513

27 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $830,868, contents $62,908, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone273228.1%
All homes16,797360.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.