Flood Claims Map

Georgia

Flood insurance claims in Columbia County, Georgia

FEMA records 164 National Flood Insurance Program claims in Columbia County, Georgia, since 1980, with $2.1 million paid in total. The year with the most claims was 2024, with 36. As of 3 August 2026, 0.9% of homes here had an NFIP policy.

NFIP claims on record164
Total paid$2.1 million
Claims with a payment103
Homes with NFIP policy0.9%
High-risk zone homes insuredn/a
Residential policies in force515

Claims by year of loss

1980: 119801981: 01982: 01983: 01984: 019841985: 01986: 01987: 01988: 019881989: 01990: 91991: 01992: 019921993: 01994: 21995: 21996: 319961997: 11998: 101999: 12000: 420002001: 02002: 12003: 12004: 020042005: 22006: 02007: 62008: 120082009: 42010: 02011: 12012: 020122013: 132014: 22015: 52016: 120162017: 202018: 32019: 52020: 1920202021: 42022: 12023: 02024: 3620242025: 02026: 636

NFIP claims by year of loss, Columbia County, Georgia

1980: $019801981: $01982: $01983: $01984: $019841985: $01986: $01987: $01988: $019881989: $01990: $32,7831991: $01992: $019921993: $01994: $01995: $1,4351996: $17,83019961997: $2451998: $37,7421999: $02000: $44,43820002001: $02002: $02003: $1,9332004: $020042005: $7,6332006: $02007: $28,8512008: $020082009: $25,7002010: $02011: $02012: $020122013: $185,8212014: $8652015: $20,7382016: $020162017: $223,8502018: $6,8652019: $30,9462020: $282,54720202021: $35,0322022: $02023: $02024: $1.1 million20242025: $02026: $31,828$1.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Columbia County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Helene33
Hurricane Milton2
Hurricane Michael2
Flooding1
Tropical Storm Fred1

ZIP codes with the most claims

ZIP code (as reported)Claims
30907107
3080938
3081316
308143

83 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.8 million, contents $305,270, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone145172n/a
All homes54,4865150.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.