Flood insurance claims in Crisp County, Georgia

FEMA records 70 National Flood Insurance Program claims in Crisp County, Georgia, since 1978, with $2.2 million paid in total. The year with the most claims was 2020, with 22. As of 3 August 2026, 1.9% of homes here had an NFIP policy, and 21.6% of homes in the high-risk flood zone did.

NFIP claims on record70

Total paid$2.2 million

Claims with a payment53

Homes with NFIP policy1.9%

High-risk zone homes insured21.6%

Residential policies in force174

Claims by year of loss

NFIP claims by year of loss, Crisp County, Georgia

Paid on claims by year of loss (building, contents and increased cost of compliance), Crisp County, Georgia

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	2
Hurricane Michael	1
Hurricane Helene	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
31015	69
31010	1

49 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.1 million, contents $63,196, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	670	145	21.6%
All homes	9,124	174	1.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.